Appraisal services for SAN MARCOS and San Diego County homeowners

The top 7 reasons CA homeowners hire AIS Appraisal Services LLC:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To cut a monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a CA divorce, when real estate needs to be divided
Settle an estate in CA by determining the true market value of real estate in question

Own a home in or near SAN MARCOS, CA and need help determining the price of it?
Contact AIS Appraisal Services LLC.

We at AIS Appraisal Services LLC understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at AIS Appraisal Services LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

Need to remove PMI?

An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At AIS Appraisal Services LLC, we're veterans in helping homeowners just like you dismiss unwanted PMI insurance.

Challenge San Diego county's assessment of your property

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other homes nearby. That only means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from AIS Appraisal Services LLC is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. AIS Appraisal Services LLC can provide you with an expert appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? AIS Appraisal Services LLC can We can assist you. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.